Terms & Policies

Phobits Privacy Policy

Your privacy and online security are important to Phobits. This privacy policy explains what information we might collect from you and what we do with that information. By using the Phobits website and services you are consenting to the practices described in this policy.

Personal information and other data Phobits collects.

Phobits stores information about you that you provide to us, either manually or through automatic means. Automatic data collection includes your IP address, your device type, the date and time that you access Phobits, which web pages that you access, and performance metrics of how fast web pages and other content are provided to you. Manually provided information is information that you enter on the Phobits web site, such as your name, email address, contact information, and any payment information.

Phobits needs to have your email address, and other contact information that you elect to provide, such as a phone number, to transaction business with you. An email address is needed to provide the expected services. Your email address is never shared, sold, or distributed in any way to anyone else not connected with Phobits. You may elect to change your contact information in your account settings

We log when you or anyone accesses your account. This is to allow you to audit your account for unauthorized access, and to allow Phobits to do the same. We also log when someone accesses Phobits, and we collect the IP address and the type of device used. This allows Phobits to know what devices we should support and to ensure cyber security functionality. To protect our services and your information, Phobits conducts cyber security functions that include using IP addresses to know when a malicious connection to our networks is made.

Other sources of information.

Phobits does not buy or collect information from other sources about our customers or the people who visit our website. Additional information about you is not known to Phobits as we do not obtain outside personal information. We do utilize cyber information available through Internet sources to help ensure the security of our computing systems and networks, but that information is not of a personal nature and is not specifically about any customer or visitor to our website.

We use your personal information only to conduct business with you.

Phobits will only use your personal information when conducting business with you to provide the products and services you have requested. Your information will be used only as you choose. In your account page you may select when your information is to be used by Phobits. Phobits will not automatically "opt-in" your information for any reason; you choose what and when your information is used. You may elect to allow us to send you account notifications such as renewal notices, and you may elect to receive offers from Phobits, such as discounts or special event notices. We do not automatically send these to you, and electing to receive them is managed by you in your account settings

We only keep your information as long as needed.

Your information is retained while your account is active, and it is then retained for a period of 1 year after you close your account unless you elect to immediately erase your information. The 1 year retention is so that you may reactivate your account within that 1 year period and not lose your account name or names. If you close you account and elect to immediately erase your information, then your information is immediately removed from Phobits.

The only exception to deleting your information is any information that is required to be retained by law for business or legal reasons. We will, however, delete any information that is not strictly required for those purposes. Usually, this information is required to be retained for tax purposes, court orders and subpoenas, credit card transaction receipts but not the card information, and accounting entries such as customer payments and credits for tax purposes. Information that falls into one of those categories is removed from the online computing systems of Phobits and is transferred to other offline systems within Phobits for storage and processing, helping to protect your information online.

Your information is not shared with others outside of Phobits.

All information that Phobits collects is for consumption within Phobits and strictly for the business of Phobits. We may employ accounting auditors, or tax attorneys, and other professionals as customary in any business, and those professionals may have access to your information as required of their job functions, but at no time may they use that information for any purposes other than in support of Phobits. They may not remove your information, take with them in any way, or transmit or distribute your information to anyone outside of Phobits. This, of course, is notwithstanding information shared under court order. If there is a court order to share your information with the court, you will be notified of the sharing of your information unless prohibited by the order.

To help keep your information and activities private, we do not integrate your account with other social media login capabilities.

We secure your information.

Phobits employs physical, electronic, and security processes as defined by cyber security industry recommendations such as from the Cybersecurity and Infrastructure Security Agency (CISA), National Institute of Standards and Technology (NIST), National Security Agency (NSA), Open Worldwide Application Security Project (OWASP), and the International Organization for Standardization (ISO) and the International Electrotechnical Commission (IEC). We also follow the Payment Card Industry Data Security Standard (PCI DSS) when processing credit card data. We use the latest encryption and security algorithms, and we store and transmit information encrypted.

While Phobits uses best practices for information security and continually improves the security of your information, due to the nature of the Internet and computing, it is not possible to provide absolute guarantees that your information is safe from intrusion by all attackers. While intrusion is unlikely, if an intruder does manage to obtain information, it is likely that information is encrypted and safe from their viewing.

Help protect yourself.

While Phobits takes precautions to protect your information when we process and store your information, it Is important that you protect your account name and password. It is also important to ensure that you sign off from any shared computer or device that is accessible to other people, such as public computers at coffee shops or computers at a library. Always check that you have signed off and not just closed the browser. Also, never use the same password for a Phobits account that you use for any other account. Anyone accessing your credentials on one web site that you use might then be able to access other web sites that you use.

No spam or marketing communications unless you want them.

Phobits will not solicit you with any emails that you do not select to receive. We will not use your email address or any other personal information to contact you with sales offers unless you select that we may send you such offers. We do not "op-in" your account.

We do not sell or distribute your information.

Phobits will not sell or provide your personal information to anyone for any reason except to law enforcement and courts as required by court order. Phobits does not generate revenue from the selling or use of your personal information by third parties. Phobits respects your privacy and will not share your information with anyone unless you have first agreed to share the information.

If you purchase a physical item from Phobits then we will, of course, need to share your shipping address with the carrier for that package, but we do not provide carriers wholesale data of all customers and their shipping transactions and habits.

We do not sell advertising or use your information in our advertisements.

As part of our privacy policy, we do not sell advertising on Phobits. This is a fairly unique feature of Phobits. Our income is derived from subscription services, paying customers, not selling our customers and their information to advertisers, and then selling advertisements. Phobits may advertise on the web, but your information is not used for our advertisements.

What information can you access?

You may access all the information that you provide through your account information page. From there, you can view your payments and transactions, account notifications, and other information as provided by you.

Personal Content

Any content such as images that you upload to Phobits are not used by us for any reason. They are your images and we will not use them without your consent. We may create features that request to use your content, but you will need to request on your account settings for us to use your content if you wish us to do so.

Cookies

Phobits does use secured cookies to allow subscribers to log in and stay logged in and use the services of Phobits. The cookies Phobits uses are encrypted and only contain the necessary information needed to allow access to Phobits services. No personal information is stored in the cookies we use, and our cookies are not shared with anyone.

There is no tracking information in our cookies. Phobits does not use "tracking cookies"; cookies that are shared with other online service providers for the purposes of tracking your activities on the web. Phobits does not share the contents of our cookies with anyone, and we do not accept cookies from anyone else.

Cookies are required for receiving our services, and if they are disabled then you will not be able to sign into your account. All other options for servicing your account are less secure than the standards for cookie security and cannot be used. Please see our Cookie Policy for more information.

We do not use tracking devices such as Web Beacons.

Web beacons are a means to track your activity on the web. We do not use them. We do not track your activity on the web outside of knowing what you do on Phobits. Your activity on the web is your personal business and we do not interfere with your personal business. Phobits does not track your activity or movements across the web.

Your options and choices.

For all communications with Phobits, you control what mode and means we use to communicate with you. You may elect email, or text messaging, or postal mail if you choose. You will never be sent communications you have not first been notified that we may send, and you always have the option of not receiving the communication. Some communication is critical to your account if you are a subscriber, and the information must be received in some form, but you are still provided with options to receive that information.

Our internet connections are secured.

When you connect to Phobits, we use the latest security and encryption standards using HTTPS to help ensure the connection between your devices and our computing systems is secure. This helps prevent anyone from snooping on what you do on Phobits. It helps protect your information and the content you send to Phobits.

Phobits does not sell products or services to children without parental approval.

Phobits does not sell products or services to children without parental consent. Anyone under the age of 18 years of age must have parental consent, through confirmation of payment mode, to establish an account on Phobits. Also, by law, we strictly do not accept information from those under 13 years of age. Any account found to have information of those under 13 years of age, or under 18 years of age without parental consent, will be immediately removed. Parents will always have access to the content within their child’s account so they can monitor the content and help ensure the online safety of their child.

Your information is stored in the United States.

The Internet is an electronic medium that routes data across the Internet and that routing may cause data to be transmitted outside of the United States. In no way does Phobits request, cause, or attempt to route your data outside of the United States. It is expected that all transactions originating within the United States stays within the United States; however, that cannot be guaranteed with how the Internet is organized. We do guarantee that all processing and storage of your information is within the United States. Phobits owns and controls its own data centers and does not employ cloud computing where information may be processed and stored outside of the United States. Phobits understands that your information needs to be protected using the laws of the United States and that cannot happen using data centers outside the United States.

Conditions of Use, Notices, and Revisions

Phobits reserves the right to change this privacy policy at any time with notice to consumers on the Phobits website when changes are made. If you choose to use the online services of Phobits, your rights are protected and subject to the laws of the State of Florida, United States. As the Internet changes rapidly, how Phobits protects your information may also change to help ensure your protection. The laws and regulations Phobits must also follow may change and could alter these terms. No other language version specifically or automatically translated, except this version, is valid or enforced.

Contact Phobits about your privacy concerns

We support your concerns to protect your information and to control its use, so if you have concerns that we may address please contact Phobits at . If you prefer, you can write Phobits via postal mail using the address below. Please provide your name and address so that we can respond to your inquiry.

Phobits
Attn: Privacy
P.O. Box 37142
Panama City, FL 32412

Other Phobits Policies

Other Phobits polices that you may be interested in reviewing are listed below.

Cookie Policy
Terms of Use

Last Updated 1 September 2023